Does CardPilot need my Social Security number?

No. CardPilot does not require SSNs, full card numbers, bank account numbers, or passwords to provide educational card comparisons.

Can I opt out of personalized ads?

You can adjust personalized advertising through Google's Ads Settings and through browser privacy controls.

Is CardPilot really free?

Yes. CardPilot is 100% free. There are no accounts, paywalls, or premium tiers. The full calculator and every recommendation is available to everyone.

Does CardPilot affect my credit score?

No. CardPilot only does math on your spending. We never request a credit pull or share your information with issuers. Applying for a card on the issuer's website is a separate action that may affect your score.

Is this financial advice?

No. CardPilot provides educational comparisons and estimates. It is not financial, legal, tax, credit, lending, or banking advice, and it does not guarantee approval. Always verify terms with the issuer before applying.

Privacy Policy

Last updated: May 2026

CardPilot is designed to compare credit cards without requiring sensitive identity information. The recommendation tool runs in the browser and uses approximate spending inputs supplied by the user.

Information you enter

When you use the recommendation tool, you may enter approximate monthly spending amounts, reward preferences, annual fee tolerance, and optional airline or hotel preferences. These inputs are used to estimate card rewards and are not required to include sensitive personal information.

Do not enter Social Security numbers, full credit card numbers, bank account numbers, passwords, dates of birth, government IDs, or other sensitive identity data. CardPilot does not require that information to provide educational recommendations.

Analytics, cookies, and advertising

CardPilot may use Google Analytics to understand aggregate site usage and Google AdSense to display clearly labeled advertising on approved public content pages. These services may receive standard usage signals such as page views, browser information, approximate location, device information, and ad interactions.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables Google and its partners to serve ads based on visits to CardPilot and other sites on the Internet. Users may opt out of personalized advertising through Google's Ads Settings. Third-party ad networks may also use cookies or similar technologies if applicable.

What CardPilot does not do

CardPilot does not require an account, does not ask for a credit pull, does not request your Social Security number, and does not need full identity information to compare cards. The tool is intended to use rough spending estimates, not sensitive financial records.

CardPilot does not sell user-entered calculator data to card issuers. If you click an issuer link, you leave CardPilot and interact with the issuer under that issuer's own terms and privacy policy.

Contact and updates

Questions about privacy can be sent to parkdigitalventures@gmail.com. This policy may be updated as CardPilot adds features, analytics, advertising, or privacy controls.

Frequently asked questions

Does CardPilot need my Social Security number?: No. CardPilot does not require SSNs, full card numbers, bank account numbers, or passwords to provide educational card comparisons.
Can I opt out of personalized ads?: You can adjust personalized advertising through Google's Ads Settings and through browser privacy controls.
Is CardPilot really free?: Yes. CardPilot is 100% free. There are no accounts, paywalls, or premium tiers. The full calculator and every recommendation is available to everyone.
Does CardPilot affect my credit score?: No. CardPilot only does math on your spending. We never request a credit pull or share your information with issuers. Applying for a card on the issuer's website is a separate action that may affect your score.
Is this financial advice?: No. CardPilot provides educational comparisons and estimates. It is not financial, legal, tax, credit, lending, or banking advice, and it does not guarantee approval. Always verify terms with the issuer before applying.

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Plug in your real monthly spending. Free, no login, runs in your browser.

Open the credit card rewards calculator

Disclaimer: CardPilot provides estimates based on publicly available rewards structures and simplified assumptions. Credit card terms, fees, rewards, APRs, benefits, and offers change frequently. Always verify details with the issuer before applying. This is not financial, legal, tax, credit, lending, or banking advice. See our disclaimer.